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Mission Statement

Our promise is to provide for the needs of our customers and the communities we serve with a friendly, efficient and motivated staff, while always striving to enhance our shareholders' investments.



Gray Business Hours
Monday - Thursday 8:30 a.m. - 5:00 p.m.
Friday 8:30 a.m. - 6:00 p.m.
Saturday 9:00 a.m. - 12:00 p.m.


Gray Location


Bass Rd. Business Hours
Lobby Hours:
Monday - Friday 9:00 a.m. - 5:00 p.m.
Drive-Thru Hours:
Monday - Thursday 8:30 a.m. - 6:00 p.m.
Friday 8:30 a.m. - 6:00 p.m.
Drive-Thru: Saturday 9:00 a.m. - 12:00 p.m.


Bass Rd. Location




Equal Housing Lender Equal Housing Lender

Gray Phone (478) 986-5900
Bass Road Phone (478) 475-5988
Lake Oconee (706) 453-0989
Fax (478) 986-5954
Telephone Banking (478) 986-5959
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